Last Updated: January 1, 2025 | Effective Date: January 1, 2025
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and VALTREXA INC ("VALTREXA," "we," "our," or "us"), a direct business lender incorporated in the State of New York (EIN: 42-3200189), with its principal place of business at 1222 Avenue M, Brooklyn, NY 11230.
By accessing or using our website at valtrexa-inc.com, submitting a funding application, or engaging with any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
If you do not agree to these Terms, you must discontinue use of our website and services immediately.
VALTREXA INC provides direct business lending and financing services to qualified business entities. Our products and services may include, but are not limited to:
All lending products are subject to credit approval, underwriting review, and applicable state and federal regulations. Availability of specific products may vary. Information on our website is for general informational purposes only and does not constitute a commitment to lend or a guarantee of any specific terms.
To use our services or submit a funding application, you must:
VALTREXA INC reserves the right to deny access to or use of its services to any individual or entity at our sole discretion, including for failure to meet eligibility criteria or for any other lawful reason.
By submitting a funding application to VALTREXA INC, you represent and warrant that:
Submission of false, inaccurate, or misleading information may result in application denial, termination of any existing agreement, and may expose you to civil or criminal liability.
Consent is NOT a condition of purchase. Your decision to opt in or out of SMS communications will not affect your application, approval, or access to any VALTREXA INC products or services.
VALTREXA INC operates an SMS/MMS messaging program to send recurring marketing and promotional communications to individuals who have provided their express written consent. Messages may include information about our financial products, funding offers, application status updates, and service announcements.
SMS messages are sent using an automated telephone dialing system (ATDS). By opting in to our SMS program, you acknowledge and consent to the use of automated technology to send messages to your mobile device.
Message frequency varies. You may receive up to 4 messages per month from VALTREXA INC. We do not guarantee a specific number of messages and may send fewer than the stated maximum.
Message and data rates may apply to all SMS messages you send and receive in connection with our program. These charges are determined by your mobile carrier and plan. VALTREXA INC is not responsible for any charges imposed by your wireless service provider.
You may opt out of receiving SMS messages from VALTREXA INC at any time by replying STOP to any text message we send. Upon receipt of your STOP request, we will send one final confirmation message and will not send further promotional SMS messages to that number. To re-enroll, you may provide consent again through our website contact form.
For help with our SMS program, reply HELP to any message or contact us directly at jonathan@valtrexa-inc.com. We will respond to SMS help requests within one business day.
Our SMS program is available on most major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages. Service may not be available in all areas or on all carrier networks.
By checking the SMS opt-in checkbox on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from VALTREXA INC as described in these Terms. You represent that you are the account holder or authorized user of the mobile number provided. Consent is NOT a condition of purchase or the use of any VALTREXA INC products or services.
All content on the VALTREXA INC website, including but not limited to text, graphics, logos, images, and software, is the property of VALTREXA INC or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from our website without our prior written consent. You are granted a limited, non-exclusive, non-transferable license to access and view our website content for personal, non-commercial purposes only.
THE VALTREXA INC WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
VALTREXA INC does not warrant that: (a) the website will be uninterrupted or error-free; (b) any information on the website is accurate, complete, or current; (c) any defects will be corrected; or (d) the website or servers are free of viruses or other harmful components.
Information on our website is for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult qualified professionals before making any financial decisions.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VALTREXA INC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR WEBSITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE THREE MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100.00).
You agree to indemnify, defend, and hold harmless VALTREXA INC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with:
These Terms and any disputes arising out of or related to them or to our services shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Kings County (Brooklyn), New York. You hereby consent to the personal jurisdiction of such courts.
Before initiating any formal legal proceeding, you agree to contact VALTREXA INC at jonathan@valtrexa-inc.com to attempt to resolve the dispute informally. We will make good-faith efforts to resolve complaints within 30 days of receiving written notice.
VALTREXA INC reserves the right to modify or update these Terms at any time at our sole discretion. We will indicate changes by updating the "Last Updated" date at the top of this document. For material changes, we may also provide notice through our website or via email to addresses in our records.
Your continued use of our website or services after the posting of any changes to these Terms constitutes your acceptance of such changes. If you do not agree to the updated Terms, you must stop using our website and services.
If you have questions about these Terms and Conditions, please contact us:
VALTREXA INC
1222 Avenue M
Brooklyn, NY 11230
Email: jonathan@valtrexa-inc.com
For SMS-related inquiries, you may also reply HELP to any text message received from us, and a member of our team will follow up within one business day.