Privacy Policy

Introduction

VALTREXA INC ("VALTREXA," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at valtrexa-inc.com or when you apply for or use our financial products and services.

By accessing our website or submitting an application, you acknowledge that you have read and understood this Privacy Policy.

Information We Collect

Information You Provide Directly

• Name, business name, and email address
• Business financial information (revenue, time in business, funding needs)
• Application information submitted through our forms
• Communications you send us via email or our website

Information Collected Automatically

• IP address and browser type
• Pages visited and time spent on our site
• Referring website or search engine
• Device type and operating system

How We Use Your Information

• Evaluate and process your business funding application
• Communicate with you about your application and our services
• Send transactional messages related to your application or account
• Send marketing communications (only where you have provided consent)
• Comply with legal and regulatory requirements
• Detect and prevent fraudulent activity

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share your information only in the following limited circumstances:

• Service Providers: Trusted third parties who assist us in operating our website or processing applications, bound by confidentiality obligations.
• Legal Requirements: When required by law, court order, or governmental authority.
• Business Transfer: In the event of a merger or acquisition, subject to notice.
• With Your Consent: When you have given explicit consent.

SMS / Text Message Communications

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes in this policy, to comply with legal obligations, resolve disputes, and enforce our agreements. Application data is typically retained for a minimum of seven (7) years in accordance with applicable financial regulations.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet is 100% secure.

Your Rights and Choices

• Access: Request a copy of personal information we hold about you.
• Correction: Request correction of inaccurate information.
• Deletion: Request deletion of your personal information, subject to legal exceptions.
• Opt-Out of Marketing: Unsubscribe from email via unsubscribe link; text STOP to opt out of SMS.
• Data Portability: Receive your data in a structured, machine-readable format where applicable.

To exercise these rights, contact us at jonathan@valtrexa-inc.com.

California Privacy Rights (CCPA/CPRA)

California residents have additional rights under CCPA and CPRA. VALTREXA INC does not sell personal information. To exercise California privacy rights, contact us at jonathan@valtrexa-inc.com.

Cookies and Tracking Technologies

Our website may use cookies to enhance your browsing experience. You can control cookies through your browser settings. Disabling cookies may affect website functionality.

Children's Privacy

Our services are intended for businesses and are not directed to individuals under 18. We do not knowingly collect personal information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated policy with a new effective date.

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